Off-Road Vehicle Insurance

Annual Policies

• Year-round coverage
• No lay-up period
• No extra phone calls, no hassles!

Safety Apparel Coverage

• Up to $1,500 included
• Helmets, boots and jackets
• And other clothing designed to minimize damage from on accident

Optional Equipment coverage

• Coverage for towed trailers designed for off-road vehicles
• Hunting and sports rocks
• Sleds designed to be pulled by a snowmobile
• After-market ports and accessories
• Windshields
• Other items that were not originally provided by the manufacturer as standard equipment

Optional Transport Trailer Coverage

• Available for trailers ranging in value from $500 to $7,500
• Collision coverage and Other Than Collision coverage
• Subject to $250 deductible
• Paid out at ACV at the time of loss

Money-Saving Discounts

• Multi-unit
• Multi-policy
• Safety course
• Prior insurance
• Renewal
• Customers may qualify for multiple discounts without limitations

Vehicles such as golf carts and ATVs that are required to be licensed, registered or plated for incidental crossing of public roads are eligible in this program.

Locked Storage is not a requirement for physical damage coverage for the Off-Rood Vehicle Program