Motorcycle Insurance

Optional Equipment Coverage

• Covers permanently attached accessories
• Custom painting and chroming
• Side cars
• Custom seats
• Saddle bags
• Other items that were not originally provided by the manufacturer as standard equipment

Optional Towing and Roadside Assistance

• Will provide help if a bike is disabled and can't be ridden
• Covers reasonable and necessary expenses
• Available if Collision coverage is purchased
• With the purchase of Towing and Roadside Assistance, we also provide Trip Interruption coverage at no extra charge

Trip Interruption coverage

• Meals, lodging and transportation, up to $500
• Must be a covered collision 100 miles or more from home

Replacement Cost Total Loss Settlement Coverage

• When a bike is purchased new from a dealer and insured with Foremost within 30 days, we will replace the bike with a new, comparably-equipped motorcycle if it is a total loss in the first two years
• This coverage is for bikes with an MSRP below $35,000
• Does not apply to Custom or Classic bikes
• Collision and/or Comprehensive coverage must be purchased and maintained

Safety Apparel Coverage

• Up to $1,500 of coverage included in the case of a covered collision loss
• Helmets, leathers, boots and jackets
• And other clothing designed to minimize damage from an accident

Money-Saving Discounts

• Multi-unit
• Multi-policy
• Preferred driver
• Safety course
• Prior insurance
• Affinity group
• Renewal
• Customers may qualify for multiple discounts without limitations

Custom Program

• Have more than $7,500 in optional equipment
• Modified or assembled
• Special production manufactured by designated companies
• Classic with more than $500 in optional equipment

Classic Program

• 20 or more years old
• Restored or maintained in the original condition
• Less than $500 in optional equipment
• Not driven regularly

For more information on products, coverage’s and underwriting, please contact us. Not all products, coverage’s and discounts are available in all states.